Mortgages

The more you know, the easier it is
Owning a house is everyone’s dream, doing so through a hassle-free process is an icing on the cake. This is what LeGroupe Crédit Mutuel stands to offer - making the dream of owning your own home a reality!
Whether you are planning to buy a land and build later, or commence construction or buy an already developed home, we are there all the way as a trusted companion, guiding and supporting financially when others fail to.
Our well thought - out loan choices with peculiar features to suit your needs, aspirations and financial conditions is a must to experience.
What do i need to know?
⦁ *Steps to Property Ownership
⦁ *What can I use the loan for?
⦁ *What are the loan features?
⦁ *How do I insure my property?
⦁ *What document do I need to provide for the loan request?
⦁ *What about Non Resident Mortgage Facility?
What do i do next? Contact us
Available mortgages
⦁ *Developed Home Purchase
⦁ *Land Acquisition
⦁ *Home Construction
⦁ *Home Renovation
⦁ *Existing Mortgage Refinance
⦁ *No charges for everyday transactions - just stay in credit.
⦁ *Up to €25 interest and fee free Planned Overdraft1.
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Benefits
⦁ *Interest rate is variable and benchmarked on Home & Savings stands Prime Lending Rate
⦁ *Available for tenor of up to 20 years
⦁ *Loan Amount up to 80% of property value subject to a maximum amount of €70m for Brussels property
⦁ *Loan Amount up to 80% of property value subject to a maximum amount of €400,000.00 for for Brussels property
⦁ *Freedom to repay loan in full without prepayment penalty
⦁ *Monthly or structured pre-agreed repayments terms
⦁ *Interest only repayment allowed up until completion, if property is under construction
⦁ *Progressive drawdown against bank approved Quantity Surveyor’s certificate Reduced or no COT on linked account
⦁ *Negotiable management fee... and more

Personal Insurance
Home Insurance to suit your home and lifestyle.
Choose from a range of extra options that gives you the choice and flexibility to build the right level of cover to protect your home, possessions and lifestyle.
How it works:
Choose the core cover required.
⦁ *Core Buildings - covered up to €400,000 as standard
⦁ *Core Contents - covered up to €50,000 as standard
⦁ *Or Both - Combine Core Buildings & Contents for maximum protection.
Choose the core cover required.
Technology and Entertainment* - Electrical items like TVs, cameras and computers are covered against accidental damage and loss, both inside and outside your home.
Accidental Damage - You can add accidental damage cover to your core cover. And because this doesn't include items covered by other packages you won't pay to insure the same things twice.
Personal Items* - From your glasses to cash or your pedal cycle, make sure you have enough cover for all your personal items whether you're at home or out and about.
Garden* - Protect your plants, garden, furniture, lawns and tools. You can even have your garden re-landscaped should emergency services ever damage it.
Home Emergency - 24/7 Home Emergency assistance, help and advice which includes cover for loss of heating, emergency roof repairs and securing broken windows or doors.
Legal Expenses - Access to a wide range of legal solutions, including professional mediation and consumer protection.
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